Bespoke Investment Management

How Can Active Investment Management Help Me?

Investment management involves devising a long-term strategy for acquiring and disposing of portfolio holdings.

Professional investment management aims to meet particular investment goals for the benefit of the client whose money the financial advisers have the responsibility of overseeing. These clients may be individual investors, companies, trusts or charities.

We do this by ensuring we have a full understanding of you, your needs, objectives, risk tolerance and capacity for loss in order to design a portfolio you are comfortable with.

At KLO Financial Services, our investment management service refers to managing the holdings within an investment portfolio to achieve a specific investment objective.

Investment management can support you in becoming financially comfortable and allow you to make large sums of money. When done correctly with a thorough strategy, active investment management can minimise risk and increases your likelihood of financial success. 

Why is Active Investment Management so important?

Investment management is important if you are considering investing as it will minimise risk of loss, free up your time and provide you with expert, unbiased advice. With KLO Financial Services, we take on all the effort of creating an investment portfolio for you and open up new investment opportunities that wouldn’t otherwise be available.

We will assess your financial goals, attitude to risk and capacity for loss.  We will gather key information about how much you plan to invest, how much of a return you would like, when you will need the money and how much you are willing to risk losing. With the use of a structured management process in place, you can be sure that your investments are completely tailored to you and that your portfolio has been built by a knowledgeable and expert investment team.

As well as this, the use of our investment management service allows you to monitor potential investments. Investments range from cash deposits and government bonds to shares in new companies with unpredictable futures. At KLO Financial Services, our expert advisers are aware of the opportunities and will calculate the investment risks and returns of each.

Why do I need a financial planner for Active Investment Management?

With the use of a financial planner, you can ensure that you get a diverse portfolio with investments spread across many different assets. With minimised risk and knowledgeable support, you can have a clearer view of your finances and the future.

There are many different assets you may be interested in investing in, but not all of them will be suitable to your personal situation. Our advisers are here to ensure that you don’t invest in anything that doesn’t align with your wider objectives and overall risk tolerance.

Our financial advisers can assist you with:

  • Understanding your overall financial objectives and risk tolerance
  • Developing a thorough investment strategy
  • Diversifying your portfolio
  • Finding the right investment choices for you

Independent Financial Advisers

Why KLO Financial Services?

With the multitude of assets available to invest in, trying to make sense of your investment choices can be overwhelming. At KLO Financial Services, we are experts in both global investment markets and portfolio diversification, and all of our relationships are built on trust.

  • Portfolio Diversification

    Our investment process is backed by portfolio diversification and asset allocation, which means it can provide a safety net to ensure that the value of a portfolio remains in tact, should there be unpredicted movements in the stock market.

  • Relationships Built on Trust

    Maintaining a close and long-term relationship with you is a top priority for us. We recognise that with investments, this relationship relies on a foundation of trust. We will work to earn and keep your trust by considering your unique circumstances and investment goals to give you sound, timely advice in all investment matters.

  • Reactive

    Our dynamic approach to managing our clients’ money is driven by our desire to provide comprehensive, coherent investment plans that remain flexible and adaptable. Circumstances can change and our advice, backed by our state-of-the-art investment software, can respond quickly and effectively to meet those changes.

We’re Here to Help

Contact Us Today

We are always eager and available to meet with you to discuss your financial objectives and assess your current strategies. No question is too big or too small. The first consultation is always free and comes with no obligation. If you’d like to speak to one of our expert financial advisers, get in touch today.

What are the benefits of Bespoke Investment Management?

At KLO Financial Services, we understand how scary it can be to invest without the guidance of an investment professional. Below, we have listed five powerful reasons as to why investing with the help of a financial adviser is important:

Increased Financial Protection

A financial adviser and investment manager will offer increased financial protection. With active investment management, you can work on diversifying your portfolio, ensuring that you are covered if some of the assets you have invested in decrease in value. We will help you fully understand all investment products and scenarios in which they may be relevant, along with both their advantages and disadvantages.

Unbiased and Independent Investment Advice

With the use of a financial adviser, you can be sure that the advice you are receiving is independent and away from any bias which may sway your decisions on what to invest in. At KLO Financial Services, we choose to remain independent because we believe that it is important that we are not restricted in any way when we recommend a product, fund or portfolio.

Free Up Your Time

With expert advisers supporting you with your investment decisions, you will have more time to spend on activities you enjoy. Our financial planners will manage your portfolio for you, and although you will need to meet periodically with them, you won’t be responsible for things like rebalancing your investments.

Knowledgeable Support

Investment management advice comes from knowledgeable and expert financial planners who are aware of current trends and the best steps for you, meaning you don’t have to spend time researching the markets and trying to make sense of the current financial climate.

Focus on Long Term Goals

With active investment management, you are given the ability to have a clearer long-term view of your finances meaning you can prepare for the future comfortably. With the right investments, you can plan for not only your own future, but that of your family.

Need Help?

Frequently Asked Questions

In a nutshell, we learn about you, choose investments for you, and then build the portfolio on your behalf, showing you the results in a straightforward and easy to understand way.

Investing with KLO Financial Services is a long-term proposition but you can withdraw whenever you like. You should also bear in mind that certain assets may have certain withdrawal restrictions.

You can invest without the support of a financial adviser, however you would not be able to replicate our portfolios on your own and rebalancing and monitoring your own investments could result in high trading costs, time and hassle.

Portfolio diversification refers to the process of spreading your money across more than one asset class. Investment diversification can balance the level of risk in your portfolio and this is something that can never be overlooked. Diversification allows an investor to reduce investment risks in addition to potentially improving investment returns.

Portfolio diversification is about utilising the benefits of multiple investment sectors with the aim to reduce the volatility of your portfolio. When looking to create the ‘perfect investment,’ the objective is to increase the potential for greater returns, whilst reducing the potential capital volatility. Investment diversification is one way to achieve this as well as provide peace of mind that your investments are equipped for changes in the market.

We take security very seriously at KLO Financial Services. We are not allowed to hold client money and always ensure your investments are held in secure accounts with third party investment providers.

Diversified portfolios can look very different, but the main investments you may be interested in are:

  • Equities – stocks and shares can be seen as risky but if managed in the right way can provide significant growth potential
  • Bonds – bonds include gilts and corporate bonds which offer reduced investment risk but lower potential growth
  • Property – commercial property funds provide an alternative investment option that invests in bricks and mortar
  • Cash – this includes investments in money market funds and certificates of deposit – these assets tend to make minimal risk but offer very small growth potential

We specialise in building risk-appropriate investment portfolios aided by investment diversification. By looking at your financial objectives and attitude to risk, we determine which portfolio is most appropriate for you.

A fund is only considered for our portfolios if it has satisfied our rigorous selection criteria. Our investment committee examines our portfolios every quarter, with input from our dedicated ‘in-house’ investment analyst.

If you’re interested in investing, the first thing you need to decide is what you are trying to achieve – are you hoping for a short-term or long-term return? Depending on your answer, your investment process will change. In order to find out more about investing, click here, or call us on 01926 492406.

What Our Clients Say?

‘John Glavey has been our personal IFA for over 30 years. In addition, he acted for 40+ employees of companies of which Mr B was a Director. His advice and actions has made our retirement financially comfortable. Throughout those years his attitude has been relaxed but positive and we always had the feeling that he was maintaining his knowledge of trends and changing investments where appropriate. His up to the minute qualifications corroborate that.’


Oxfordshire