Andrew Green

Director

Andrew is one of the founding members of KLO Financial Services Ltd and has 16 years’ experience in the financial services sector. He previously worked as an adviser at a high street private bank and now specialises in pension, investment and inheritance tax planning. Andrew is Diploma qualified and a member of the Chartered Institute of Insurers and the Personal Finance Society. As a psychology graduate, Andrew offers a unique perspective on how best to help clients achieve their financial objectives. His academic background is particularly relevant when dealing with settlements arising from personal injury claims or awards from medical negligence cases.

John Glavey

Director

John’s extensive experience in the financial sector spans 35 years. He is Diploma qualified and was a founder member of the UK Sustainable Investment and Finance Association. Specialising in estate planning and investments, John has a wealth of experience in researching and implementing investment strategies which use non-financially screened funds, otherwise known as ethical investments.

Andrew Green

Director

Andrew is one of the founding members of KLO Financial Services Ltd and has 16 years’ experience in the financial services sector. He previously worked as an adviser at a high street private bank and now specialises in pension, investment and inheritance tax planning. Andrew is Diploma qualified and a member of the Chartered Institute of Insurers and the Personal Finance Society. As a psychology graduate, Andrew offers a unique perspective on how best to help clients achieve their financial objectives. His academic background is particularly relevant when dealing with settlements arising from personal injury claims or awards from medical negligence cases.

John Glavey

Director

John’s extensive experience in the financial sector spans 35 years. He is Diploma qualified and was a founder member of the UK Sustainable Investment and Finance Association. Specialising in estate planning and investments, John has a wealth of experience in researching and implementing investment strategies which use non-financially screened funds, otherwise known as ethical investments.

Ellis Smith

Chartered Financial Planner

Ellis works with us as a Chartered Financial Planner, helping to structure financial solutions for our clients. Ellis has over 30 years’ experience in financial services and recently joined KLO having previously worked at Lloyds Banking Group as a Chartered Financial Planner advising mainly High Net Worth clients, bringing with him a raft of experience to help strengthen our expertise and geographical presence in Birmingham.

James Glavey

Financial Planner

James follows in John’s footsteps and joins us as a Financial Planner, managing the personal finances of clients. Focussing on London, with over 5 years’ experience as an independent financial adviser in the city, James already has a wealth of knowledge and experience in the financial sector.

Dan Styles

Financial Planner and Investment Analyst

Dan has joined us from Coutts where he worked in their wealth management division as part of a team that specialised in estate and retirement planning solutions. He holds a Diploma in Financial Advice from the Institute of Financial Services and is currently taking an Advanced Diploma with the aim of achieving Chartered status. At KLO Financial Services Dan is our in-house Investment Analyst, helping to structure the most appropriate investment solutions for our clients.

Kieran Duffy

Para-Planner

Kieran has recently joined ourselves as an addition to our Para-Planner team. He previously worked at Coutts in both their investment management and estate & retirement planning teams. Kieran holds the Professional Certificate in Banking from the LIBF and will shortly have completed the Investment Advice Diploma with the CISI.

Stephanie Manners-Butler

Paraplanner

Stephanie has recently joined the team as our Paraplanner. She assists with investment research and report writing to find the most suitable investment options for our clients. She has over 7 years experience in financial services, having worked previously for high street banks and firms specialising in wealth management. Amongst her other qualifications, she holds a degree in Law and is working towards her Diploma in Financial Planning with the Chartered Institute of Insurers.

Caroline Hall

Client Manager

Caroline has worked in the financial services industry for nine years and she has recently attained her mortgage certificate, with a view to expanding her financial knowledge further. Originally coming from a Hotel Management background, Caroline has also worked in estate agency and as a Legal Secretary in conveyancing, before settling in this industry. Caroline brings her experience as our fourth Client Manager, strengthening our client service proposition.

Jenny Byrd

Client Manager

Jenny Byrd has worked for independent financial advisers in varying roles for over 25 years. Amongst her other qualifications, she has gained certificates in financial planning. After 13 years of running an Investment Desk for a previous firm, she has joined the team at KLO Financial Services from the outset of the business as a dedicated Client Manager.

Hilary Erenler

Client Manager

Hilary is one of our Client Managers. She has a background in offshore finance and gained Chartered Banker status whilst working in the Channel Islands. She has 12 years’ experience in the finance industry.

Tiffany Fenton

Client Manager

Tiffany’s experience in the financial services industry spans more than 10 years. Most recently, at her previous company, she has focused on individual pension work and business protection. Tiffany is a recent addition to our expanding Client Management Team, providing dedicated daily support to all our clients.

Massimo Vanni

Investment Analyst

Massimo has joined us having spent time working in asset servicing and institutional brokering as a Pricing Analyst, having previously worked for 4 years with Deutsche Bank AG as a Fixed Income Products Sales Support Analyst. He holds a degree in Economics and Investment and at KLO Financial Services will be our in-house Investment Analyst, helping to structure the most appropriate investment solutions for our clients.

Dan Styles

Financial Planner and Investment Analyst

Dan has joined us from Coutts where he worked in their wealth management division as part of a team that specialised in estate and retirement planning solutions. He holds a Diploma in Financial Advice from the Institute of Financial Services and is currently taking an Advanced Diploma with the aim of achieving Chartered status. At KLO Financial Services Dan is our in-house Investment Analyst, helping to structure the most appropriate investment solutions for our clients.

Kate Lowe

Business Development Manager

Kate joins us having taken a career break and is now excited to have the opportunity to be involved in growing and developing our excellent trusted advisors and client team. With over 20 years’ experience in financial services, mainly developing professional relationships, advising clients across all aspects of their financial planning and providing excellent service. Kate’s main focus will be assisting our advice team in meeting all our client’s needs, working with our local communities and hosting our business events.

‘John Glavey has successfully managed my pensions and investments for more than 20 years. Despite turbulent financial times I have been extremely pleased with the performance I have received and the service that John has given me.’

Mrs A Rowse, Oxfordshire

‘I have been delighted with the quality of advice and the level of service I have received. As a result, I am confident that my financial affairs are being much better handled than I could ever do myself. At a time of very low interest rates and global uncertainty, the advice I have received has sustained and grown my portfolio in a very satisfactory way.’

Sir Peter Luff, Worcestershire

‘Thank you Andy for the tremendous work carried out for us as newcomers to the United Kingdom. Your time, patience, and professionalism all made it seem easy and we feel very confident and comfortable working with your company.’

Mrs C Arribehaute, Oxfordshire

‘We recently had some advice from Andy; he came to our home listened to what we wanted, didn’t try and sell us anything else, found us what we were looking for and he didn’t charge us for an appointment. Now, because he was so good, we’re looking at arranging our mortgage with him. I can’t recommend him highly enough.’

Mrs L Mahon, Burntwood

‘We have been thoroughly impressed by the detailed advice Andy has given Oneresource Virtual Assistants to enable us to set up workplace pensions for both the directors and the employees of the company. With Andy’s help we feel we have been able to make informed, cost-effective choices that match our aims and goals.’

Mrs S Colligan, Oxfordshire

‘I have been a client of Andrew Green for a while and when he advised me that he was setting up a new company and team as KLO, I did not hesitate to move my portfolio to this new team. I am delighted with the service that I receive from KLO and the focused approach in responding to my changing requirements. I know that my portfolio is getting the attention it needs to met my personal objectives.’

Mr S Pope, Oxfordshire

‘I approached KLO Financial Services as I needed advice on how to best invest my assets. Andrew discussed with me my options and I felt confident to invest with KLO Financial Services. The one thing I really liked was the very little time it took to get started, Andrew and his team were readily available and happy to help. I am very pleased with the experience and will continue to use KLO Financial Services.’

Mr Y Callebaut, Warwickshire

‘For over a decade John Glavey has given us financial advice.  His expertise and attention to detail are exemplary.  The manner in which he has dealt with our finances cannot be faulted.  With KLO we feel confident and secure with their handling of our financial affairs now and in the future’

Mr R and Mrs J Howlett, Oxfordshire

‘John Glavey has been our personal IFA for over 30 years. In addition he acted for 40+ employees of companies of which Mr B was a Director.   His advice and actions has made our retirement financially comfortable.  Throughout those years his attitude has been relaxed but positive and we always had the feeling that he was maintaining his knowledge of trends and changing investments where appropriate. His up to the minute qualifications corroborate that.’

Mr J and Mrs S Burrell, Oxfordshire

‘Andy Green has been our IFA since 2013 when we needed investment advice for parents who were downsizing their home. Andy’s advice has seen their investment grow while safeguarding it for the future. Due to the great service my parents received we now use Andy and KLO Financial Services for our own investments and pension, which have performed exceptionally well over the last 12 months.’

Mr D and Mrs A Sullivan, Oxfordshire