Director
Andrew is one of the founding members of KLO Financial Services Ltd and has 16 years’ experience in the financial services sector. He previously worked as an adviser at a high street private bank and now specialises in pension, investment and inheritance tax planning. Andrew is Diploma qualified and a member of the Chartered Institute of Insurers and the Personal Finance Society. As a psychology graduate, Andrew offers a unique perspective on how best to help clients achieve their financial objectives. His academic background is particularly relevant when dealing with settlements arising from personal injury claims or awards from medical negligence cases.
Director
John’s extensive experience in the financial sector spans 35 years. He is Diploma qualified and was a founder member of the UK Sustainable Investment and Finance Association. Specialising in estate planning and investments, John has a wealth of experience in researching and implementing investment strategies which use non-financially screened funds, otherwise known as ethical investments.
Director
Andrew is one of the founding members of KLO Financial Services Ltd and has 16 years’ experience in the financial services sector. He previously worked as an adviser at a high street private bank and now specialises in pension, investment and inheritance tax planning. Andrew is Diploma qualified and a member of the Chartered Institute of Insurers and the Personal Finance Society. As a psychology graduate, Andrew offers a unique perspective on how best to help clients achieve their financial objectives. His academic background is particularly relevant when dealing with settlements arising from personal injury claims or awards from medical negligence cases.
Director
John’s extensive experience in the financial sector spans 35 years. He is Diploma qualified and was a founder member of the UK Sustainable Investment and Finance Association. Specialising in estate planning and investments, John has a wealth of experience in researching and implementing investment strategies which use non-financially screened funds, otherwise known as ethical investments.
Chartered Financial Planner
Ellis works with us as a Chartered Financial Planner, helping to structure financial solutions for our clients. Ellis has over 30 years’ experience in financial services and recently joined KLO having previously worked at Lloyds Banking Group as a Chartered Financial Planner advising mainly High Net Worth clients, bringing with him a raft of experience to help strengthen our expertise and geographical presence in Birmingham.
Financial Planner
James joined the planning team in March 2017. He holds a BA(Hons) in Financial Services and has over a decade of industry experience with advisory and wealth management firms in The City.
He advises individuals, families and companies, predominantly in London and the South East, providing a clear and comprehensive planning service.
As a member of the Chartered Insurance Institute, James holds the Diploma in Financial Planning as well as the Certificate in Securities Advice & Dealing and is working toward achieving Chartered Financial Planner status in 2018.
Financial Planner and Investment Analyst
Dan has joined us from Coutts where he worked in their wealth management division as part of a team that specialised in estate and retirement planning solutions. He holds a Diploma in Financial Advice from the Institute of Financial Services and is currently taking an Advanced Diploma with the aim of achieving Chartered status. At KLO Financial Services Dan is our in-house Investment Analyst, helping to structure the most appropriate investment solutions for our clients.
Para-Planner
Kieran has recently joined ourselves as an addition to our Para-Planner team. He previously worked at Coutts in both their investment management and estate & retirement planning teams. Kieran holds the Professional Certificate in Banking from the LIBF and will shortly have completed the Investment Advice Diploma with the CISI.
Michelle Davies
Para-Planner
Michelle has joined us having worked in the financial services industry for over 18 years, in varying roles, most recently as a pensions’ Para-planner. She assists the team with report writing and research.
Michelle holds the Financial Planning Certificate with the CII and the Certificate in Mortgage Practice amongst other qualifications.
Para-Planner
Stephanie has recently joined the team as our Paraplanner. She assists with investment research and report writing to find the most suitable investment options for our clients. She has over 7 years experience in financial services, having worked previously for high street banks and firms specialising in wealth management. Amongst her other qualifications, she holds a degree in Law and is working towards her Diploma in Financial Planning with the Chartered Institute of Insurers.
Client Manager
Caroline has worked in the financial services industry for nine years and she has recently attained her mortgage certificate, with a view to expanding her financial knowledge further. Originally coming from a Hotel Management background, Caroline has also worked in estate agency and as a Legal Secretary in conveyancing, before settling in this industry. Caroline brings her experience as our fourth Client Manager, strengthening our client service proposition.
Client Manager
Jenny Byrd has worked for independent financial advisers in varying roles for over 25 years. Amongst her other qualifications, she has gained certificates in financial planning. After 13 years of running an Investment Desk for a previous firm, she has joined the team at KLO Financial Services from the outset of the business as a dedicated Client Manager.
Hilary Erenler
Client Manager
Hilary is one of our Client Managers. She has a background in offshore finance and gained Chartered Banker status whilst working in the Channel Islands. She has 12 years’ experience in the finance industry.
Tiffany Fenton
Client Manager
Tiffany’s experience in the financial services industry spans more than 10 years. Most recently, at her previous company, she has focused on individual pension work and business protection. Tiffany is a recent addition to our expanding Client Management Team, providing dedicated daily support to all our clients.
Investment Analyst
Massimo has joined us having spent time working in asset servicing and institutional brokering as a Pricing Analyst, having previously worked for 4 years with Deutsche Bank AG as a Fixed Income Products Sales Support Analyst. He holds a degree in Economics and Investment and at KLO Financial Services will be our in-house Investment Analyst, helping to structure the most appropriate investment solutions for our clients.
Financial Planner and Investment Analyst
Dan has joined us from Coutts where he worked in their wealth management division as part of a team that specialised in estate and retirement planning solutions. He holds a Diploma in Financial Advice from the Institute of Financial Services and is currently taking an Advanced Diploma with the aim of achieving Chartered status. At KLO Financial Services Dan is our in-house Investment Analyst, helping to structure the most appropriate investment solutions for our clients.
Business Development Manager
Kate joins us having taken a career break and is now excited to have the opportunity to be involved in growing and developing our excellent trusted advisors and client team. With over 20 years’ experience in financial services, mainly developing professional relationships, advising clients across all aspects of their financial planning and providing excellent service. Kate’s main focus will be assisting our advice team in meeting all our client’s needs, working with our local communities and hosting our business events.
