Welcoming Terry Michael to the KLO Team
KLO are committed to developing growth through the selection of high calibre employees, and as such are delighted to announce the appointment of Terry Michael, who commences his career with KLO Financial Services this week, operating from our Birmingham city centre branch.
Should I take out a Stocks and Shares ISA?
Individual Saving Accounts, or ISAs, have now been around for over 20 years. A lot has changed in that time, but the ISA has stuck around, helping millions of people to increase their savings over time.
Retirement Planning: Do it Yourself or Pay for a Financial Adviser?
Due to the pension freedom reforms introduced in 2015, more people in the UK can choose when and how they use their pension pot after the age of 55. Now, responsibility for retirement planning has been pushed away from former employers and onto employees themselves.
This means that there is a lot to consider when working out which retirement options will suit you best. An independent financial adviser can help, but can you do it yourself?
Prepare for Your Future and Start Investing Today
Learning to save is a valuable life skill but in today’s economic climate, it’s not powerful enough by itself. Now, in order to financially prepare for your future, it’s important that you invest.
How Long Will Your Pension Pot Last?
According to recent research conducted by Royal London, a high number of people may be taking too much out of their pension pot. This means they may risk jeopardising their retirement plans as they’ve not left enough to last until they pass away.
How Can a Financial Adviser Help You Make the Most of Your Pension?
Without strong financial advice or strategic planning, minor withdrawals from your pension can have major adverse effects. There are many pension owners who do not have a financial adviser who can help you make smarter decisions for your pension especially if your pension is a SIPP (Self Invested Personal Pension)