KLO retirement planning | Independent financial advisers

Retirement Planning: Do it Yourself or Pay for a Financial Adviser?

Due to the pension freedom reforms introduced in 2015, more people in the UK can choose when and how they use their pension pot after the age of 55. Now, responsibility for retirement planning has been pushed away from former employers and onto employees themselves.

This means that there is a lot to consider when working out which retirement options will suit you best. An independent financial adviser can help, but can you do it yourself?

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retirement planning | KLO Independent financial advisers

Prepare for Your Future and Start Investing Today

Learning to save is a valuable life skill but in today’s economic climate, it’s not powerful enough by itself. Now, in order to financially prepare for your future, it’s important that you invest.

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Why Should Investors Consider VCTs?

How Long Will Your Pension Pot Last?

According to recent research conducted by Royal London, a high number of people may be taking too much out of their pension pot. This means they may risk jeopardising their retirement plans as they’ve not left enough to last until they pass away.

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How to Minimise Your Inheritance Tax Burden

How Can a Financial Adviser Help You Make the Most of Your Pension?

Without strong financial advice or strategic planning, minor withdrawals from your pension can have major adverse effects. There are many pension owners who do not have a financial adviser who can help you make smarter decisions for your pension especially if your pension is a SIPP (Self Invested Personal Pension)

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How Can Pensioners Cut Their Tax Bill

Four Tips for Helping Your Grandchildren Financially

With booming house prices and generous pension schemes, many grandparents in the UK are redistributing their income to help their grandchildren who face many financial challenges. A survey completed by OneFamily found that one in 10 grandparents have gifted a lump sum up to the value of £15,000.

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Maximising Your Pension Savings

Don’t Lose Your Pension Benefits After a Divorce!

In most marriages, the family home is the most valuable asset. After this, pension savings are often the most valuable after the family home.

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