We all dream of retiring in comfort and financial security - perhaps you plan to travel, pursue a new hobby, or spend more time with family. Receiving sound pension advice from a local pension adviser is crucial to reaching this goal. Our broad expertise in investment planning, pension transfer, banking, insurance, and the financial sector can help you make informed decisions about your pension.

Independent Pension Transfer Advice 

As life continues, there are many decisions that someone must bear in mind. These include pension schemes, pension plans, finances and maybe even a marital status change. It is a possibility that at one time, you may even transfer a pension from one scheme onto another as it has more benefits or prospects.

A pension transfer is where you move the value of your pension contributions from one scheme to another. There are different reasons why you may require a pension transfer. For example, your current workplace may have a scheme that is being discontinued, you have seen another scheme that suits your personal situation better, or you may be going through a divorce and need to split your pension assets.

Retirement can bring many variables into the mix, meaning finding the right kind of investment as a result of your pension transfer is a complicated decision. When saving, you will want to have something substantial to live on without running out of money, as well as potentially leaving something for your loved ones.

No matter what the circumstance may be, at KLO Financial Services, we have a local pension adviser team happy to help with any question you may have. Before you transfer your current arrangement, there are things you need to consider such as early termination charges, interest rates and risk exposure. It is advisable that you speak to our team regarding independent pension transfer advice.

If you are ready to discuss your pension transfer with a local pension adviser, then be sure to discuss your options with our dedicated team. With years of experience dealing with pension transfers and pension schemes, we and many past clients agree that we are the right choice.

Changing Pension Regulations

It has never been more important to choose a financial advisor who takes the time to listen and understands your unique needs and financial goals. Recent changes in pension regulations have added more complexity to retirement planning. Trying to make sense of the changes can feel overwhelming.

We stay current with changing laws and regulations, which means this is one less worry for you. We are equipped to respond to changes that affect your pension and your dreams of retirement.

Helping You Plan

By taking the time to listen to you, we gain a thorough understanding of your unique financial affairs and goals. We then explain how your pension works in a straightforward way, so you can make the right strategic decisions for a secure financial future.

When planning your retirement, you may be looking for advice on pension freedoms and where best to invest money you withdraw from your pension. A great way to decide on the percentage of your pot that you should withdraw per year is to contact a local pension adviser, such as our team at KLO. Here, we can work with you to work out a plan to see you through your retirement and ensure you are able to live comfortably whilst maximising your savings for the future.

We would be delighted to discuss your pension, pension transfer and your retirement goals with you. If you’re looking for a local pension adviser, the first consultation is always at no cost and comes with no obligation.