How Can Pensioners Cut Their Tax Bill

Four Tips for Helping Your Grandchildren Financially

With booming house prices and generous pension schemes, many grandparents in the UK are redistributing their income to help their grandchildren who face many financial challenges. A survey completed by OneFamily found that one in 10 grandparents have gifted a lump sum up to the value of £15,000.

Read more
Maximising Your Pension Savings

Don’t Lose Your Pension Benefits After a Divorce!

In most marriages, the family home is the most valuable asset. After this, pension savings are often the most valuable after the family home.

Read more
Investing After Retirement

IHT Planning: Why Start Now?

Inheritance tax – it’s everywhere, and it’s unavoidable. However, there are things you can do to ensure you don’t have to pay more inheritance tax than you need to, and the earlier you start thinking about it, the better.

HMRC extended the tax-free allowance for inheritance tax recently, meaning that by 2020, the allowance will have increased by £175,000. However, many people will still be hit with inheritance tax upon the death of a loved one. Careful planning can prevent unexpected bills and use allowances to your advantage. Why should you start thinking about reducing inheritance tax liability sooner rather than later?

Read more

Autumn 2018 Update

Read our Autumn 2018 Update!

Welcome to the autumn edition of our newsletter, covering the latest developments as the country moves towards winter and the next Budget.

Our feature story is about the lifelong journey of supporting children financially. We also look at lifetime gifts and possible changes to inheritance tax. For pensions we have essential advice for anyone planning their first lump sum withdrawal, and a look back at six years of auto enrolment. And for investment we offer help on decoding fund fees, and how to use market indexes in your investment planning.

Read more
What's Ethical Investing All About?

Ethical Investing: What’s It All About?

Every year people invest their money in funds in order to grow their wealth and receive returns that they would never get simply by leaving it in a savings account. The question is – how many of those people think about the ethical impacts of what their money is being invested in?

Read more
How Can Pensioners Cut Their Tax Bill

Inheritance Tax: Why Investing is the Right Option

Currently inheritance tax is set at 40 per cent and is applied to estates above £325,000. The term ‘estate’ includes a person’s home, savings, and possessions. For married couples, or couples in a civil partnership the nil rate band (also known as the tax-free amount) can be doubled to up to £650,000.

Read more